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未来5年抗缩水,三选一排序大致为黄金>核心房产>存款。存款最稳,却难跑赢通胀;黄金长期抗贬值逻辑强,但波动剧烈;房产告别普涨,只有核心城市优质资产能扛,买错反成负担。更稳策略:存款/国债打底,黄金对冲,房产只作自住或核心配置,别加高杠杆。不构成投资建议。
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